Mayra Dube
Vision Real Estate
218 River Rd
Unionville, CT 06085
Office: 860-583-0001
ext. 264
Cell: 860-690-7779
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| Mortgage Rates |
National |
Average
Rate* |
| 30-Year Fixed |
5.00% |
| 15-Year Fixed |
4.35% |
| 5/1 ARM |
3.87% |
| * Conforming FNMA Loan Amount. Rates may include points.
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Information updated: 3/10/2010
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Having the right real estate agent means having an agent who is committed to helping you buy or sell your home with the highest level of expertise in your local market. This means also to help you in understanding each step of the buying or selling process. This commitment level has helped me build a remarkable track record of delivering results.
Nothing is more exciting to me than the gratifying feeling I get from helping people meet their real estate needs. You can count on me to always do what's in your best interest. I pride myself on being honest, trustworthy, and knowledgeable in the real estate market. I know how important it is to find your dream home or get the best offer for your property. Therefore I will make it my responsibility to help you achieve those goals.
Whether you are an experienced investor or a first time buyer, I can help you in finding the property of your dreams. Please feel free to browse my website or let me guide you every step of the way by calling or e-mailing me to set up an appointment today.
10 Important Facts about the Extended First-Time Homebuyer Credit
If you are in the market for a new home, you may still be able to claim the First-Time Homebuyer Credit. Congress recently passed The Worker, Homeownership and Business Assistance Act Of 2009, extending the First-Time Homebuyer Credit and expanding who qualifies.
Here are the top 10 things the IRS wants you to know about the expanded credit and the qualifications you must meet in order to qualify for it.
- You must buy – or enter into a binding contract to buy a principal residence – on or before April 30, 2010.
- If you enter into a binding contract by April 30, 2010 you must close on the home on or before June 30, 2010.
- For qualifying purchases in 2010, you will have the option of claiming the credit on either your 2009 or 2010 return.
- A long-time resident of the same home can now qualify for a reduced credit. You can qualify for the credit if you’ve lived in the same principal residence for any five-consecutive year period during the eight-year period that ended on the date the new home is purchased and the settlement date is after November 6, 2009.
- The maximum credit for long-time residents is $6,500. However, married individuals filing separately are limited to $3,250.
- People with higher incomes can now qualify for the credit. The new law raises the income limits for homes purchased after November 6, 2009. The full credit is available to taxpayers with modified adjusted gross incomes up to $125,000, or $225,000 for joint filers.
- The IRS will issue a December 2009 revision of Form 5405 to claim this credit. The December 2009 form must be used for homes purchased after November 6, 2009 – whether the credit is claimed for 2008 or for 2009 – and for all home purchases that are claimed on 2009 returns.
- No credit is available if the purchase price of the home exceeds $800,000.
- The purchaser must be at least 18 years old on the date of purchase. For a married couple, only one spouse must meet this age requirement.
- A dependent is not eligible to claim the credit.
For more information about the expanded First-Time Home Buyer Credit, visit IRS.gov/recovery.
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NEW!!!!
Financing Page!! Are you looking to buy? Or just want to save your home? Check out my new sections. Are you interested in Reverse mortgages I can help with that too.
Advanced Search Search all listings in CT! Put in your search criteria and browse for your perfect home. Then call me for a showing its that easy. Need help narrowing it down? call me to have you on my email list for your convenience. You will get listings sent to you according to what you want. Be the first to know when a new listing is up!
Are you in trouble making your payments - I can help with that too. I took a long time helping my clients purchase their home and I am working for them to keep it too. Check out my Save Your Home section and see if Loan Modification can help you save your home. IF YOU ARE RECIEVING FORECLOSURE NOTICES OR LATE NOTICES CALL ME TODAY!!!!! IF YOU WANT TO SAVE YOUR HOME!!! DON'T WAIT ANOTHER MINUTE!
Short Sales are my specialty! call today!
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