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Let Us Help You Protect Your Home!
Is your Mortgage Rate Increasing?
Is your Home Worth Less than your Mortgage?
Are you Having Challenges Making your Mortgage Payments?
Did you Receive a Notice of Default?
Are you Facing Foreclosure?
WE CAN HELP!
You Don’t Have To Lose Your Home!
Our Fresh Start Program can help you, just like we’ve helped others in similar or worse situations. Our company specializes in helping people modify their current mortgage loans.
How Does The Fresh Start Program Work?
The first step in the Fresh Start Program is to see if you qualify for our loan modification service by applying. CALL ME TODAY TO FILL OUT AN APPLICATION - If approved by Fresh Start, your application will be forwarded on to our Legal department for final approval.
If you’re approved and you accept our offer, you will be charged a service fee for the Fresh Start Program. Our program comes with a refunded if we fail to successfully modify your loan.
Once approved, we will develop, package and present your case to your lender for a loan modification. We will handle everything for you on your behalf. Your LMS will keep you informed and up to date at all times with mails and phone calls when necessary. The average time to modify a loan is between 25-45 days, so it’s important that you always know what’s going on. Even if you’re currently in foreclosure, our lawyers can stop the process while we modify your loan, saving your home.
What Do We Bring To the Table?
We bring over 20 years of real estate experience and expertise in loan modification and loss mitigation to provide you a real solution to a challenging and stressful situation. We have a team of legal professionals that play a vital role in the modification process, from reviewing documents to contacting lenders to doing consultation with clients regarding predatory lending. Each client is reviewed on a case by case basis, giving you the custom expert representation you need when fighting the banks to save your home.
If approved, the following service will be provided by us:
Modification of your current mortgage loan can include:
A Lower Payment
Erased Delinquencies
And many times we can also:
Get You a Fixed Interest Rate
Get You a Fixed Term
Lower Your Mortgage Balance
Every bank and lender is different and has unique requirements and processes for modifying their loans. Our professionals know what’s needed to get your loan modified for you.
Is there a Guarantee? - Yes, we offer 100% Money Back Guarantee. If you are not happy with the rate and payment that is negotiated for them and do not sign off on the final documents then you will receive 100% refund.
- Currently behind on mortgage payments @7.95% adjustable.
Negotiated offer - 3.95% fixed for 3 years.
2. Currently behind one month, high adjusting rate principle balance of over 75k.
Negotiated offer - rate reduction to 2%, three year fixed. Principle reduction down to $51,334 (Lender waived over $23k in principle balance)
3. $131,250 Balance, currently in a pay option arm. 3% interest only for the first 2 years, 4% interest only for the third year and 5% principal and interest for the remainder of the 30 year loan!
PERFECT CANDIDATES...
- If nothing is done, they''''ll end up in foreclosure
- 30, 60 or 90+ days down
- Behind on a HELOC
- Adjustable Rate or about to adjust
- Loan is worth more than what house is worth
- Struggling to make the payments based off documented income
- Self Employed and have minimal income on paper
- Laid off, excessive bills, illness, death, reduction in income and more
- Anyone in a subprime adjustable loan written in the last 3 years.
CALL TODAY TO FILL OUT YOUR APPLICATION!!
Our Legal Department will work with your bank to modify your loan, often times lowering your payment,lowering your interest rate, getting you into a fixed rate, and getting you current on your payments.
Our service is NOT a refinance; it is a loan modification so there isn’t an appraisal on your home or any credit requirements to meet. Our staff will negotiate with your bank on your behalf to modify your mortgage loan.
Please realize that no matter how bad your situation might seem foreclosure may be avoided if you take prompt action. If you qualify for our loan modification service, we will work to resolve your delinquency and halt any foreclosure sale of your home, and work to modify your current mortgage loan to more acceptable terms - OR
- we will refund 100% of our service fee. It’s guaranteed. We have a seasoned Legal Department with years of experience in mortgage loss mitigation to give you the experience needed to save your home |
